Tag: 401(k)
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What does Kraft Capital really do for Clients?
by Clint Kraft
“So, what do you actually do?” This is the most common question I get from people who have read a few of my articles or know that I’m an advisor. Over time, I’ve realized that most people have a limited understanding of what a financial advisor can actually help them with. This is at no…
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The Hidden Fees Draining Your Investments (and How to Spot Them in 5 Minutes)
by Clint Kraft
If you’re in you have a 401(k), IRA, or any account that holds investments, I have an important question: Do you know exactly how much you’re paying in investment fees? Most people say: “Not much. I’m just in mutual funds from Fidelity or American Funds. I don’t get an invoice from my advisor that I…
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Should I Rollover My 401(k), 403(b), or 457 Plan?
by Clint Kraft
Changing jobs, retiring, or reviewing your financial plan often brings up the question:“Should I rollover my employer retirement plan?” It’s an important decision whether it’s a 401(k), 403(b), 457, or a different plan. Like most financial decisions, the right answer depends on your situation. Here’s a breakdown of what you need to consider: What Are…
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4 of the Biggest 401(k) Mistakes I See
by Clint Kraft
401(k) plans are a crucial piece of retirement for many people. However, many unintentionally make mistakes that can delay their long term financial goals. It can be difficult getting advice related to your employee benefits plan as many advisors don’t discuss these assets. Throughout my meetings with new clients, I’ve identified four common 401(k) plan…